Conventional Loans - A conventional loan is not insured or guaranteed by the federal government, which makes it different from programs like VA, USDA and FHA. These flexible loans allow borrowers to get low rates and often avoid mortgage insurance with a higher down payment.
FHA Loans - The Federal Housing Administration (FHA) mortgage program is managed by the Department of Housing and Urban Development (HUD), which is a division of the federal government. While these kinds of loans are typically most popular with first-time homebuyers, FHA loans are available to all types of borrowers.
VA Loans - The U.S. Department of Veterans Affairs’ VA loan programs are intended for military service members and their families. Being a government-backed mortgage means that the VA will reimburse the lender for any losses that may result from borrower default, allowing lenders to finance up to 100% of the property’s value.
Investment Property Loans - If you’re looking to purchase a single-family, townhome, condo, or multi-unit property with the intention of earning a return on the investment, an investment loan may be just what you need.
Founded in 2019, VIVA takes pride in attributing its success to the success of its borrowers. We believe in providing a transparent and customer-first experience while educating our clientele through the home-financing process.., Company NMLS: 1165808
Tyson’s Corner 8133 Leesburg Pike Suite 380 Vienna, VA. 22182 MAIN – 571-438-4142 INFO@VIVAHOMELOANS.COM