The following items are typically required when originating a loan:
Purchase
- Bank statements for the past two months
- Your Social Security Number
- Investment account statements for the past two months
- Mortgage account statement if you already have a loan
- Most recent 2 years of W-2 forms or personal tax returns (if applicable)
- Current Pay Stubs, or if self employed, your tax returns for the past two years
- Home Insurance policy information
- Home equity account information (if applicable)
- Retirement account statements for the past two months (if applicable)
FHA Streamline Refinance
- Bank statements for the past two months
- Your Social Security Number
- Investment account statements for the past two months
- Mortgage account statement if you already have a loan
- Most recent 2 years of W-2 forms or personal tax returns (if applicable)
- Current Pay Stubs, or if self employed, your tax returns for the past two years
- Home Insurance policy information
- Home equity account information (if applicable)
- Retirement account statements for the past two months (if applicable)
Refiance
- Bank statements for the past two months
- Your Social Security Number
- Investment account statements for the past two months
- Mortgage account statement if you already have a loan
- Most recent 2 years of W-2 forms or personal tax returns (if applicable)
- Current Pay Stubs, or if self employed, your tax returns for the past two years
- Home Insurance policy information
- Home equity account information (if applicable)
- Retirement account statements for the past two months (if applicable)
What are your goals?
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