Built on the heels of one of the worst economic recessions in U.S. History, Viva Home loans strives to provide the opportunity for emerging markets to learn how FTHB the home buying, refinancing process and achieve the American Dream To that end, we specialize in providing government lending products offered through the Federal Housing Administration and Veterans Administration.
We also provide all manner of conventional loans through Fannie Mae and Freddie Mac. Through our unique process of underwriting each loan within 72 hours of initial disclosure, we create a special experience for both homebuyers and real estate agents.
By getting to approval and settlement with the least amount of friction possible and faster than virtually all of our competitors, VIVA is quickly becoming a standard for excellence within the mortgage banking industry. We have created a corporate culture in which our employees can thrive both personally and professionally.
We achieve this when we combine a passionate focus on excellence with a high view and value of people. Finally, it is VIVA’s mission to have a positive and lasting impact on the individuals representing our most underserved communities.
Who We Are
VIVA Home Loans has quickly become one of the region’s top lenders and respected employers. We now have retail offices throughout the U.S. and are currently licensed in 44 states, with applications pending in several others geographies.
With a wide variety of mortgage loan programs available, VIVA Home Loans thrives on providing honest, dependable and top quality service. Our specialized team of Loan Officers and staff offer products to best suit each individual’s financing needs. Additionally, the company is proud to provide in-house processing, underwriting and closing, which results in a smooth lending process from start to finish.