Privacy Policy

We are committed to protecting the privacy of our clients. We want you to know the type of information collected and how it is used.

VIVA Home Loans does not share or sell your personal information with outside companies for their promotional use. Please see the information below for a full explanation of how we collect, use and protect your personal information.

FACTS

WHAT DOES VIVA HOME LOANS DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number And Credit Score
• Account Balances and Payment History
• Income and Employment Information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons VIVA HOME LOANS chooses to share; and whether you can limit this sharing.

Who we are

Who is providing this notice?

VIVA HOME LOANS

What we do

How does VIVA HOME LOANS protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does VIVA HOME LOANS collect my personal information?

We collect your personal information, for example, when you:

• Apply for a loan or provide account information.
• Provide contact information.
• Provide your income, employment and/or asset information.

OR

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• VIVA Home Loans has no affiliates

Non affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. VIVA Home Loans does not share with non affiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• VIVA Home Loans does not jointly market