{"id":792,"date":"2019-03-15T17:00:00","date_gmt":"2019-03-15T17:00:00","guid":{"rendered":"http:\/\/vivahomeloans.com\/?p=792"},"modified":"2025-09-02T02:12:59","modified_gmt":"2025-09-02T02:12:59","slug":"glosario","status":"publish","type":"post","link":"http:\/\/vivahomeloans.com\/eng\/glosario\/","title":{"rendered":"Glossary"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li>Mortgage: A loan you obtain from a bank or lender to purchase a home.<\/li>\n\n\n\n<li>Interest rate: The percentage of additional money you pay the bank to lend you money<br>for your house.<\/li>\n\n\n\n<li>Down Payment: The money you pay up front to buy the home. Generally, it is expressed<br>as a percentage of the purchase price.<\/li>\n\n\n\n<li>Loan term: The time during which you must repay the loan. It can be 15, 20<br>or 30 years.<\/li>\n\n\n\n<li>Fixed interest rate: An interest rate that does not change during the entire term of the<br>loan.<\/li>\n\n\n\n<li>Variable interest rate: An interest rate that can change during the term of the<br>loan.<\/li>\n\n\n\n<li>Closing costs: The charges you pay when buying a home, such as attorney fees, taxes, and lender fees.<\/li>\n\n\n\n<li>Mortgage insurance (PMI): Insurance you pay if you make a down payment of less than 20% of the purchase price of the home.<\/li>\n\n\n\n<li>Pre-approval: A process in which the lender reviews your financial situation and tells you how much money you can borrow to buy a home.<\/li>\n\n\n\n<li>Deed: A legal document that shows you own the house.<\/li>\n\n\n\n<li>Contingency: A condition in the purchase contract that must be met for the sale of the home to be completed, such as a satisfactory inspection.<\/li>\n\n\n\n<li>Title deed: A legal document that shows that you have the right to own the house.<\/li>\n\n\n\n<li>Closing: The final step in the home buying process, where you sign the paperwork and pay closing costs to complete the purchase.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":1118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-792","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-salud-financiera"],"_links":{"self":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/posts\/792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/comments?post=792"}],"version-history":[{"count":2,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/posts\/792\/revisions"}],"predecessor-version":[{"id":1729,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/posts\/792\/revisions\/1729"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/media\/1118"}],"wp:attachment":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/media?parent=792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/categories?post=792"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/tags?post=792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}