{"id":1474,"date":"2024-07-09T23:34:21","date_gmt":"2024-07-09T23:34:21","guid":{"rendered":"http:\/\/vivahomeloans.com\/?page_id=1474"},"modified":"2025-09-02T02:01:52","modified_gmt":"2025-09-02T02:01:52","slug":"100-fha-financing","status":"publish","type":"page","link":"http:\/\/vivahomeloans.com\/eng\/servicios\/100-fha-financing\/","title":{"rendered":"100% FHA Financing"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1474\" class=\"elementor elementor-1474\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-498a50d e-flex e-con-boxed e-con e-parent\" data-id=\"498a50d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-570d346 e-con-full e-flex e-con e-child\" data-id=\"570d346\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-822cc53 elementor-widget elementor-widget-spacer\" data-id=\"822cc53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff3b545 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ff3b545\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">100% FHA FINANCING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49cb126 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"49cb126\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Affordable housing programs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c27b58e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c27b58e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The 100% program is to help as many home buyers as possible achieve their dream of home ownership through a 3.5% Down Payment Assistant (DPA) program.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0fa067 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"b0fa067\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Program Guidelines Summary<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd3970d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"cd3970d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Funds for the down payment will be funded as a second loan based on the property value\/purchase price. To qualify for this down payment assistance (DPA), the term of the second trust loan is 10 years and can be repaid at any time.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddb1975 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ddb1975\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>First mortgages \u2013 FHA 30 year fixed<\/li><li>Second mortgages \u2013 3.5% of the sales price or appraised value<\/li><li>DTI Ratio &#8211; 56%<\/li><li>Cr\u00e9dito &#8211; Puntaje FICO m\u00ednimo 600<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf17e86 e-flex e-con-boxed e-con e-parent\" data-id=\"bf17e86\" data-element_type=\"container\" data-e-type=\"container\" id=\"req100\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9046b4f e-con-full e-flex e-con e-child\" data-id=\"9046b4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61610a9 elementor-widget elementor-widget-text-editor\" data-id=\"61610a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Employee W-2<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6445352 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6445352\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/vivahomeloans.com\/eng\/requisitos\/100-fha-employee-w2\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See Requirements<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d6f26b e-con-full e-flex e-con e-child\" data-id=\"5d6f26b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdb1c58 elementor-widget elementor-widget-text-editor\" data-id=\"fdb1c58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Self-Employed<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f00940a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f00940a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/vivahomeloans.com\/eng\/requisitos\/100-fha-self-employed\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See Requirements<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>100% FHA FINANCING Programas de vivienda accesible El programa 100% es para ayudar a tantos compradores de vivienda como sea posible a lograr su sue\u00f1o de ser propietarios de una vivienda a trav\u00e9s de un programa de Asistente de Pago Inicial (DPA) del 3.5% Resumen de las pautas del programa Los fondos para el pago&#8230;<\/p>","protected":false},"author":2,"featured_media":0,"parent":32,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1474","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/pages\/1474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/comments?post=1474"}],"version-history":[{"count":22,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/pages\/1474\/revisions"}],"predecessor-version":[{"id":2286,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/pages\/1474\/revisions\/2286"}],"up":[{"embeddable":true,"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/pages\/32"}],"wp:attachment":[{"href":"http:\/\/vivahomeloans.com\/eng\/wp-json\/wp\/v2\/media?parent=1474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}